Which apps does this planner work in?

The planner works in GoodNotes 5 and 6, Notability, Goodnotes, PDF Expert, Xodo, and any app that supports annotatable PDF files. It is optimized for GoodNotes but functions in all annotatable PDF readers.

Does it work on Android tablets?

Yes — the PDF works on Samsung Galaxy Tab with S Pen, Remarkable tablets, and any Android PDF annotation app. Import the PDF into your preferred app and annotate.

Can I use it on a phone?

The landscape layout is optimized for tablets (9 inches or larger). On a phone it will work but the writing areas will feel small. The printable Kakeibo Journal is better for phone-sized screens.

How do I get a blank copy each year?

Always keep the original downloaded PDF as your master blank copy. In GoodNotes, duplicate the file at the start of each year rather than adding pages to your used copy.

Digital Planner

Kakeibo

家計簿

The Japanese Art of Mindful Budgeting

GoodNotes · Notability · Any PDF Annotator

kakeibo-templates.com

Year:

Yearly Savings Overview

Track your savings across all twelve months

Annual savings goal:

Annual income:

Month	Income	Fixed Exp.	Needs	Wants	Culture	Unexpected	Total Spent	Saved	Goal?
Jan									☐
Feb									☐
Mar									☐
Apr									☐
May									☐
Jun									☐
Jul									☐
Aug									☐
Sep									☐
Oct									☐
Nov									☐
Dec									☐
TOTAL

kakeibo-templates.com · Yearly Overview

Monthly Plan

Month:

Year:

JanFebMarAprMayJunJulAugSepOctNovDec

START OF MONTH QUESTIONS

1. How much money do I have available?

2. How much would I like to save?

3. How much do I expect to spend?

4. How can I improve this month?

INCOME (収入)

___/___ ________________________$_________

Total Income

FIXED EXPENSES (固定費)

Rent/Mortgage

Utilities

Insurance

Phone

Subscriptions

Total Fixed

Savings Goal this month:

Available to spend:

kakeibo-templates.com · Monthly Plan

Daily Expense Log

家計簿 · Log every purchase, build real awareness

Date:

Day Total Budget:

NeedsWantsCultureUnexpected

Time	Category	Planned? Y/N	Amount
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________
__:__	☐N☐W☐C☐U	Y☐N☐	$________

Needs total

Wants total

Culture total

Unexpected

DAY TOTAL

kakeibo-templates.com · Daily Expense Log

Weekly Review

家計簿 · Sunday reflection — build awareness in 10 minutes

Week of:

CATEGORY TOTALS

Needs

Total:

Budget:

Wants

Total:

Budget:

Culture

Total:

Budget:

Unexpected

Total:

Budget:

WEEK TOTAL

SAVINGS & PROGRESS

Income this week:

Total spent:

Saved this week:

Month savings progress:

$0Monthly goal: $_______

WEEKLY REFLECTION (家計簿問答)

What spending felt worthwhile this week?

What was automatic or impulsive — and why?

What will I change next week?

kakeibo-templates.com · Digital Kakeibo Planner — GoodNotes & iPad Edition

FREEbeginner

View Full Template

PDFGoodNotes

Free Digital Kakeibo Planner for GoodNotes and iPad – PDF Download

A digital Kakeibo planner optimized for GoodNotes, Notability, and tablet handwriting. Landscape pages, wide writing areas, monthly tabs, daily expense pages, weekly reviews, and a yearly savings overview. Pen-and-paper mindfulness on your iPad.

Best for

iPad and tablet users who want the handwriting ritual of Kakeibo without paper — import once and use all year in GoodNotes or Notability.

Time Required

5 min/day

Difficulty

beginner

Preview & Print Template

Free to use • No email required • Print or save as PDF

What's Included

Every section of this free Kakeibo GoodNotes Planner — print it and use it immediately.

iPad & Tablet Optimized Layout
Landscape orientation with wide writing areas designed for Apple Pencil and stylus input
Monthly Tab Navigation
Jump between months instantly using clickable tab markers on each page
Daily Expense Pages
One page per day with Kakeibo category sections and a "was this planned?" column
Weekly Review Pages
Category totals, savings progress bar, and the three weekly reflection prompts
Monthly Reflection Pages
Full Kakeibo four-question review with spending analysis and one rule for next month
Yearly Savings Overview
A single-page annual tracker to watch your savings compound across all twelve months

Looking for a different format? Browse all free Kakeibo templates including the classic journal, couple budget, and GoodNotes planner.

How to Use This Template

Download the PDF

Click the download button to save the planner PDF to your device.

Import into GoodNotes or Notability

Open GoodNotes, tap +, choose Import, and select the downloaded PDF. Duplicate the file before writing so you keep a blank master copy.

Set Up Monthly Navigation

Navigate to the index page and use the tab markers to jump to your current month.

Write Daily Using Apple Pencil or Stylus

Fill in the daily expense pages each evening with the same 3-5 minute habit as the paper version.

Complete Weekly and Monthly Reviews

Navigate to the weekly review page each Sunday, and the monthly review page on the last day of each month.

Frequently Asked Questions

Related Templates

Kakeibo Journal

家計簿 · The Japanese Art of Mindful Budgeting

kakeibo-templates.com

Month:

Year:

START OF MONTH — FOUR QUESTIONS

1. How much money do I have available this month?

2. How much would I like to save?

3. How much do I expect to spend?

4. How can I improve compared to last month?

INCOME (収入)

Date	Source	Amount
___/___		$__________
___/___		$__________
___/___		$__________
___/___		$__________
___/___		$__________
Total Income		$__________

FIXED EXPENSES (固定費)

Expense	Amount
Rent / Mortgage	$__________
Utilities	$__________
Insurance	$__________
Phone / Internet	$__________
Subscriptions	$__________
Other Fixed	$__________
Total Fixed Expenses	$__________

SAVINGS GOAL (貯蓄目標)

Total Income

Fixed Expenses

I want to save

Available for variable spending = Income − Fixed − Savings goal

Page 1 of 6 · kakeibo-templates.com

DAILY EXPENSE LOG

家計簿 — Week 1

Month:

N = NeedsW = WantsC = CultureU = Unexpected

Date	Cat.	Planned?	Amount
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______

WEEKLY TOTALS

WEEKLY REFLECTION

What spending felt worthwhile this week?

What was automatic or impulsive?

What will I change next week?

Page 2 of 6 · kakeibo-templates.com

DAILY EXPENSE LOG

家計簿 — Week 2

Month:

N = NeedsW = WantsC = CultureU = Unexpected

Date	Cat.	Planned?	Amount
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______

WEEKLY TOTALS

WEEKLY REFLECTION

What spending felt worthwhile this week?

What was automatic or impulsive?

What will I change next week?

Page 3 of 6 · kakeibo-templates.com

DAILY EXPENSE LOG

家計簿 — Week 3

Month:

N = NeedsW = WantsC = CultureU = Unexpected

Date	Cat.	Planned?	Amount
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______

WEEKLY TOTALS

WEEKLY REFLECTION

What spending felt worthwhile this week?

What was automatic or impulsive?

What will I change next week?

Page 4 of 6 · kakeibo-templates.com

DAILY EXPENSE LOG

家計簿 — Week 4

Month:

N = NeedsW = WantsC = CultureU = Unexpected

Date	Cat.	Planned?	Amount
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______
___/___	___	Y☐N☐	$______

WEEKLY TOTALS

WEEKLY REFLECTION

What spending felt worthwhile this week?

What was automatic or impulsive?

What will I change next week?

Page 5 of 6 · kakeibo-templates.com

MONTHLY REFLECTION

家計簿 · End of Month Review

SPENDING TOTALS

SUMMARY

Total Income$__________

– Fixed Expenses$__________

– Variable Spending (N+W+C+U)$__________

= Amount Saved$__________

Savings goal reached?Yes ☐No ☐

END OF MONTH — FOUR QUESTIONS

1. How much money did I have available?

2. How much did I actually save?

3. How much did I spend in total?

4. How can I improve next month?

Best purchase this month

Purchase I regret

One rule for next month

Page 6 of 6 · Free printable from kakeibo-templates.com

Kakeibo Journal Template

A complete printable Kakeibo journal with monthly income plan, daily expense log...

Kakeibo Monthly Review Worksheet

家計簿 · End-of-Month Reflection & Analysis

kakeibo-templates.com

Month:

Year:

START OF MONTH PLAN (complete on Day 1)

Total Expected Income

Fixed Expenses

Savings Goal This Month

How can I improve compared to last month?

SPENDING BY CATEGORY

MONTHLY FINANCIAL SUMMARY

ACTUAL SAVINGS THIS MONTH

SAVINGS GOAL

☐ Goal reached!☐ Not quite

END-OF-MONTH — THE FOUR KAKEIBO QUESTIONS

1. How much money did I have available this month?

2. How much did I actually save? Was it close to my goal?

3. How much did I spend in total — and in which categories?

4. How can I improve next month? What specifically will I change?

Best Purchase

One purchase I am genuinely glad I made:

Regretted Purchase

One purchase I wish I had skipped:

Spending Trigger

Emotion or situation that caused overspending:

ONE RULE FOR NEXT MONTH

Write one specific, concrete rule — not a vague goal. “I will not buy coffee before checking my daily budget” works. “I will spend less” does not.

Free printable from kakeibo-templates.com · Complete this page on the last day of each month

Kakeibo Monthly Review Worksheet

A focused end-of-month Kakeibo reflection worksheet. Covers the four Kakeibo que...

Kakeibo

家計簿 - The Japanese Art of Mindful Budgeting

kakeibo-templates.com

Month:

Year:

START OF MONTH REFLECTION

How much money do I have available?

How much would I like to save?

How much am I spending?

How can I improve?

INCOME (収入)

Date	Source	Amount
____/____		¥/$ __________
____/____		¥/$ __________
____/____		¥/$ __________
____/____		¥/$ __________
____/____		¥/$ __________
Total Income		¥/$ __________

FIXED EXPENSES (固定費)

Expense	Amount
Rent/Mortgage	¥/$ __________
Utilities	¥/$ __________
Insurance	¥/$ __________
Phone/Internet	¥/$ __________
Subscriptions	¥/$ __________
Other Fixed	¥/$ __________
Total Fixed	¥/$ __________