Kakeibo or 50/30/20?

Two popular budgeting styles — which one’s for you?

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50/30/20 Basics

  • 50% Needs
  • 30% Wants
  • 20% Savings
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Kakeibo Approach

No percentages — just reflection:

  • How much do I have?
  • How much to save?
  • How much spent?
  • How can I improve?
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Key Differences

| Rule | Kakeibo | |------------|----------------| | Fixed % | Custom values | | Simple app | Pen + paper | | Quick setup| Deeper insight |

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Which Fits You?

Formulas or reflection? Kakeibo suits mindful spenders.

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Try It

Download the Kakeibo template and explore both!

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