Why Budgets Break

Spreadsheets track. Apps automate. But they don’t ask why you spend.

The Real Problem

Budgets fail without reflection. Numbers aren’t enough.

The Fix: Kakeibo

• What do I have?
• What do I want to save?
• What did I spend?
• How can I improve?

Reflection Prompts

• What made me happy?
• What was impulse?
• What can I adjust?

Try It

Download our Kakeibo template.

Read Full Blog