Kakeibo Monthly Review Worksheet

家計簿 · End-of-Month Reflection & Analysis

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Month:

Year:

START OF MONTH PLAN (complete on Day 1)

Total Expected Income

Fixed Expenses

Savings Goal This Month

How can I improve compared to last month?

SPENDING BY CATEGORY

Needs (生活費)

Week 1 total:

Week 2 total:

Week 3 total:

Week 4 total:

Month total:

Wants (娯楽費)

Week 1 total:

Week 2 total:

Week 3 total:

Week 4 total:

Month total:

Culture (自己投資)

Week 1 total:

Week 2 total:

Week 3 total:

Week 4 total:

Month total:

Unexpected (その他)

Week 1 total:

Week 2 total:

Week 3 total:

Week 4 total:

Month total:

MONTHLY FINANCIAL SUMMARY

Total Income

— Fixed Expenses

— Needs

— Wants

— Culture

— Unexpected

ACTUAL SAVINGS THIS MONTH

SAVINGS GOAL

☐ Goal reached!☐ Not quite

END-OF-MONTH — THE FOUR KAKEIBO QUESTIONS

1. How much money did I have available this month?

2. How much did I actually save? Was it close to my goal?

3. How much did I spend in total — and in which categories?

4. How can I improve next month? What specifically will I change?

Best Purchase

One purchase I am genuinely glad I made:

Regretted Purchase

One purchase I wish I had skipped:

Spending Trigger

Emotion or situation that caused overspending:

ONE RULE FOR NEXT MONTH

Write one specific, concrete rule — not a vague goal. “I will not buy coffee before checking my daily budget” works. “I will spend less” does not.

Free printable from kakeibo-templates.com · Complete this page on the last day of each month