Kakeibo Couple Budget Journal

家計簿 · Shared Finances, Individual Respect

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Month:

Year:

Partner A:

Partner B:

INCOME (収入)

Combined Household Income

Bill / Expense	Due Date	Who Pays	Amount
Rent / Mortgage	___/___	A☐B☐Split☐	$__________
Utilities (electric, gas, water)	___/___	A☐B☐Split☐	$__________
Internet / Phone Plan	___/___	A☐B☐Split☐	$__________
Insurance (health, car, renters)	___/___	A☐B☐Split☐	$__________
Groceries (shared)	___/___	A☐B☐Split☐	$__________
Childcare / Education	___/___	A☐B☐Split☐	$__________
Other Shared	___/___	A☐B☐Split☐	$__________
Total Shared Bills			$__________

Goal Name

Target Amount

Amount Saved This Month

Needs

Wants

Culture

Unexpected

Schedule 15-20 minutes each week. Use these prompts to keep conversations focused and productive.

1. What purchase this week are we both glad we made?

2. Did any spending surprise us — and does it reveal a pattern?

3. Are we on track toward our shared savings goal?

4. One thing we each want to do differently next week:

At month-end, each partner writes one financial commitment for next month. Keep it specific and achievable.

Partner A commitment for next month:

Signed:

Partner B commitment for next month:

Signed:

Free printable from kakeibo-templates.com · Print monthly · Budget together, spend freely